Research

Our firm has published more about portfolio withdrawal strategies and Social Security claiming strategies than anyone else. Click on each link below to read our research published in esteemed journals and leading industry media.

Summer 2020, Journal of Retirement – “Investing Implications of Rising and Falling Marginal Tax Rates for Retirees”

June 2020, Advisor Perspectives – “Asset Location-Decision and Related Topics”

June 2020, AAII Journal – “The Relationship Between Wealth and Delaying Social Security”

February 2020, Journal of Financial Planning – “Using Roth Conversion to Add Value”

July 2018, Journal of Financial Planning – “Understanding the Tax Torpedo and Its Implications for Various Retirees,”

Winter 2019, Journal of Retirement – “Optimizing Social Security Benefits is Still Complicated,”

April 2018, AAII Journal – “Social Security and Medicare Can Raise Retirees’ Tax Rates,”

March 2018, AAII Journal – “Retirement Planning Strategies Following the 2017 Tax Act,”

November 2017, Journal of Financial Planning — “Valuing Roth Conversions and Recharacterizations in Options”

May 2017, Financial Advisor — “How to Beat the Conventional Wisdom, Part 2”

April 2017, Financial Advisor — “How to Beat the Conventional Wisdom, Part 1”

September/October 2016, Investment Wealth Monitor — “Why the Conventional Wisdom is Never the Optimal Withdrawal Strategy”

Spring 2016, The Journal of Retirement – “Social Security Claiming Strategies for Widows and Widowers”

June 2016, Journal of Financial Planning – “Redo Strategies: When Can You Redo a Prior Social Security Claiming Decision”

March/April 2015, Financial Analyst Journal – “Tax-Efficient Withdrawal Strategies”

January 2014, Journal of Financial Planning – “Social Security’s Earnings Tests: A Primer for Financial Planners”

January 2014, Journal of Financial Service Professionals – “Greatly Reduced Life Expectancy: How Should It Affect a Couple’s Social Security Claiming Strategy?”

Summer 2014, The Journal of Retirement – “Social Security Benefits for Employees in Jobs Not Covered by Social Security”

November 2013, Journal of Financial Planning – “The Asset Location Decision Revisited”

Spring 2013, The Retirement Management Journal – “The Tax Torpedo: Coordinating Social Security with a Withdrawal Strategy to Minimize Taxes”

Fall 2012, The Retirement Management Journal – “Social Security Claiming Strategies for Singles”

April 2012, Journal of Financial Planning – “How the Social Security Claiming Decision Affects Portfolio Longevity”

Summer 2012, Journal of Wealth Management – “Today’s Low Interest Rate Environment and Social Security Claiming Decisions”

May 2010, Journal of Financial Planning – “Social Security: When Should You Start Benefits and How to Minimize Longevity Risk”